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Posted 05 August 2003 - 01:07 PM
That is my political stance for the day....
Posted 05 August 2003 - 01:16 PM
It all is part of the vicious cycle. Insurance blames Laywers. Lawyers blame doctors. Doctors blame them all.
On top of all that there are the drug manufacturers with their pokers in the fire.
That is my RANT of the day.
Posted 06 August 2003 - 08:35 PM
Posted 07 August 2003 - 07:37 AM
They seem to offer a lot of options through the different plans.
Unfortunately, I have some pre-existing conditions that are making my quest for an affordable policy difficult.
Posted 07 August 2003 - 10:58 AM
Posted 08 August 2003 - 03:24 PM
Some cities also have small business groups that were organized for the single purpose of lumping together the self-employed to quality for health insurance. Their membership fees may be high (around $400 per year) but the insurance rates are very good and so is the service.
BUT - If you have a health problem - you're lost as in this country only the healthy get insurance.
Posted 08 August 2003 - 03:29 PM
Posted 08 August 2003 - 05:17 PM
- Be Young
- Don't Smoke
- Be in a financial position to afford a high deductible
- Make sure you're not susceptible to any addictions
- Have no pre existing conditions
- Don't get sick
Posted 08 August 2003 - 05:32 PM
Actually, I might be considered "young" by some folks. I'm younger than the pyramids...
Posted 08 August 2003 - 05:37 PM
Posted 08 August 2003 - 07:40 PM
Posted 09 August 2003 - 09:55 AM
Those are some very good suggestions for me to pursue.
Posted 11 August 2003 - 02:44 PM
Anyone have any experience with NASE? Are they worth the membership fees, etc? The dental plan sounded decent: $18/month for dental care...health insurance is a bit pricier, at over $200 per person, unless I want to go with a pretty useless sounding "discount plan"....
If only we had national health coverage. I'm not against private insurance or docs, just against worrying about what would happen if I became ill, with no insurance...
Posted 11 August 2003 - 03:28 PM
Hopefully, the plan you are considering is better than mine. I was talked into it by one of their "salesman", and wished I didnt. That is why I am trying to find another that would actually offer something (like coverage) in return for our monthly premiums.
I also have the dental coverage. This pays about half of what my dentist actually charges. My dentist would rather not deal with NASE so he offers me a slight discount if he doesn't have to file my paperwork and get his money through NASE.
As you may have noticed, I am not pleased with my policy through NASA. That is just my opinion as your case is probably different than mine.
I would suggest getting other quotes and really looking at the details of each one and compare.
I am probably not the best person to answer insurance questions objectably since it is a very hot topic for me now. I pay a small fortune each month between health and business liabilty coverage.